Bajaj Allianz Life Insurance complete plan and information

Bajaj Allianz Life Insurance – Top 3 Plans

Bajaj Allianz Life Insurance Company Limited is a prominent private life insurer in India, offering a variety of life insurance solutions tailored for protection, savings, investment, and retirement needs. Here are three of their top insurance plans:

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1. Bajaj Allianz Life Smart Protect Goal

Plan Type: Term Insurance Plan
Features:

• Pure term plan offering life cover with flexible payout options.
• Critical illness cover for up to 55 illnesses.
• Return of premium option available.
• Whole life coverage up to 99 years.

Benefits:

• Death Benefit: Lump sum payout to the nominee in case of the policyholder’s death.
• Critical Illness Benefit: Optional coverage for major health conditions.
• Return of Premium: Refund of premiums paid if the policyholder survives the term.
• Tax Benefits: Eligible under Sections 80C and 10(10D).

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2. Bajaj Allianz Life LongLife Goal

Plan Type: Unit Linked Whole Life Insurance Plan (ULIP)
Features:

• Combines investment and life cover up to 99 years of age.
• Multiple investment fund options for market-linked returns.
• Loyalty additions for policyholders continuing the policy long-term.

Benefits:

• Maturity Benefit: Fund value payable at the end of the policy term.
• Death Benefit: Higher of the sum assured or fund value.
• Loyalty Additions: Additional units added periodically.
• Tax Benefits: Eligible under Sections 80C and 10(10D).

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3. Bajaj Allianz Life Guaranteed Income Goal

Plan Type: Savings and Income Plan
Features:

• Guaranteed returns with flexible payout options.
• Life cover throughout the policy term.
• Suitable for retirement or milestone financial planning.

Benefits:

• Maturity Benefit: Guaranteed payouts based on the plan chosen.
• Death Benefit: Sum assured payable in case of policyholder’s demise.
• Income Options: Regular income or lump sum options available.
• Tax Benefits: Eligible under Sections 80C and 10(10D).

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Why Choose Bajaj Allianz Life Insurance?

• Strong financial stability and diverse product portfolio.
• Flexible plans catering to life stages and financial goals.
• Award-winning customer service and digital tools.